finding financial freedom
Maria, a single mother of two teenagers, felt like she was drowning. With a low income and maxed-out credit cards, she couldn’t see a way forward. The stress of her financial situation weighed heavily on her, and the burden of debt felt insurmountable.
That all changed when she began one-on-one financial coaching with Launch Okanagan. Over the span of just two months, Maria took control of her finances in ways she never imagined possible.
First, she sat down with her children and had honest conversations about their family’s spending. Together, they made a plan to cut back on non-essentials, turning a difficult reality into a shared goal.
Next, Maria took a bold step. She went to her bank and successfully negotiated a consolidation loan. Instead of juggling multiple high-interest payments, she now had a single, manageable payment.
With guidance, she developed a budget and learned strategies to stick to it. For the first time, she could see a path forward, not just surviving month to month but planning for a stable future. As her confidence grew, she even began learning the basics of investing, a concept that once felt completely out of reach.
Yet, the most powerful changes weren’t just financial; they were emotional and mental.
“I felt like such a grown-up when I negotiated the consolidation loan,” Maria said with pride.
For years, she had resisted using available financial and social supports, believing that others needed them more. Now, she understood that while some people might be in even tougher situations, she also deserved support.
Perhaps most importantly, Maria realized that she could give her children something she never had – financial knowledge. She now felt empowered to teach them about budgeting, saving, and making informed financial decisions. She said, “I can teach my kids financial lessons that I never learned. I’m glad I can give them a better start than I had.”
Maria’s transformation wouldn’t have been possible without the support of Rita, her financial coach at Launch Okanagan. Maria shared, “Thank you Rita. I couldn’t have done it without your support, patience, and willingness to help me succeed. I truly moved forward because I felt safe.” Rita’s compassionate approach gave Maria the confidence to keep moving forward, knowing she had a supportive guide by her side.
Maria’s story is a testament to how financial coaching can transform lives. She has not only changed her own future but is also paving the way for a stronger, more financially secure future for her children. Her journey shows that no matter where you start, with the right knowledge and support, financial freedom is possible.
Perhaps the best summary of Maria’s journey is expressed when she says, “I feel in control of my money; it is no longer in control of me.”
